Stephanie Manjarres a 440 licensed customer service representative, she is our energetic, friendly, and enthusiastic receptionist that has been apart of our family for 3 years now. She makes sure she greets our customers and directs them to the correct representative as well as other administrative duties. She is always willing and able to assist our representatives. She is a college student and has a lot of ambition, looks forward to continue growing within our company. She comes from a Hispanic background; her family is originally from Barranquilla, Colombia. She was born in New Jersey but raised here in Miami.
E-mail: stephanie.manjarres@koski-insurance.com

Denise Polster is a licensed 440 Certified Professional Service Representative who has been working in our agency for 7 years in the Personal Lines market with some experience in Commercial Lines. A people person who loves working with her clients and helping them in any way possible. Denise was born and raised in Florida, but her parents originate from Cuban and European decent.
Denise worked her way up in the company, starting out as a receptionist,
She is an asset to our agency and well loved by her clients."
E-mail: denise.polster@koski-insurance.com

Evelyn Menard is a 440 licensed customer service representative that has been with our company for 4 years now. She strives and is always willing to go the extra mile to make sure she meets her customer’s needs and wants to perfection. Her performance is to her best ability with efficiency, using her knowledge, skills and organized manner. She is a mother of two with immeasurable determination . She was born in California but raised in Miami and is of Cuban descent.
E-mail: Evelyn.menard@koski-insurance.com

Carlos Hernandez - Since 2006, Carlos Hernandez has been in charge of keeping our clients safe behind the wheel, handling personal auto, recreational vehicles, motorcycles, boats, and business auto lines. A 440 licensed customer service representative, in his spare time, Carlos enjoys attending Auto performance shows, and regularly volunteers to assist the Crohn's and Colitis Foundation of America (CCFA) at local South Florida events.
E-mail: carlos.hernandez@koski-insurance.com

Carmen Rivera has been a part of the Koski family for over eleven years.  She has moved up from a receptionist to a Licensed 220 Agent.  She has also expanded her skills, and strengthened her customer relations.  She takes pride in all of her accomplishments and growth within the Company.  She will continue to strive and achieve perfection.  Carmen was born in Puerto Rico, but her parent’s had moved to the Bronx, New York when she was only two years old.  Afterwards, she headed to the sunshine state with her family and has been living there since.  Her hobbies are dancing and spending quality time with her daughters.
E-mail: carmen.rivera@koski-insurance.com

Ada Nunez has been working as Insurance Professional and Customer
Service Rep. since 1990, I started in California as an Insurance Agent
I moved to Florida and work as a 440 licensed customer service representative. I handle mainly personal lines.  I enjoy what I do and I like to give the best and honest service to our customers.   I enjoy reading and long walks in the park.
E-mail: ada.nunez@koski-insurance.com

Maddy Siverio has been a part of the Koski family for over 20 years.
She manages the office operations and Personal lines department.  She is always enthusiastic to offer her assistance and experience to our valued customers. She was born in Brooklyn, New York and is of Puerto Rican descent. Maddy traded in the cold weather for sunny Florida and has been living in Miami for the past 26 years.
E-mail: maddy@koski-insurance.com

Ginger Young a Licensed 220 Agent and our Commercial Account Executive.  Literally born into the business at her mother’s agency known as Young & Associates she proudly acknowledges she has over 29 years of Commercial Lines experience and is able to meet the insurance needs of all businesses.
Her dedication is apparent in not only day to day servicing but in her availability to her clients.
E-mail: ginger@koski-insurance.com

Bea Williamson, handles all our Accounting a native of Guines, Cuba, lived, in the Empire State, lower New England and Mid Atlantic areas, now Miami, previously worked in systems programming and operation, 27 years in accounting, over 11 years with Koski and Co. and have 5 grandchildren.
E-mail: bea@koski-insurance.com